About Me
When I applied for my first life insurance policy, all of the talk about benefit amounts, revenue generation, investments, and beneficiaries had me somewhat confused. I remember wishing that I had known more about what it all meant before I applied. Once I found the policy I wanted, I decided to create a website that helped other people understand the fundamentals of life insurance and what all of those legal terms mean. I hope that this information helps you to choose the policy that's right for you with a clear understanding of the information you need to provide as part of the process.
Tags
Search
2016
Auto Insurance Discount Options That Don't Require A Good Driving Record
Auto insurance can be costly, especially if you don't have the best driving history. With so many auto insurance discounts aimed at drivers with a strong driving history and a clean record, it can leave you feeling like you have no options. The good news is that if you're looking for great auto insurance discounts, there are some you can ask about that have nothing to do with your driving history.
Old House Owners: Factors That Affect Your Insurance
If you're purchasing a historic home, you might be dismayed to discover that your insurance costs are higher than you thought they might be. Unfortunately, there are some aspects of older homes that can increase insurance costs. Here are common insurance factors and what you can do about them.
1. The presence of old wiring.
Many older homes do not have updated electrical systems. Some outlets, for example, may not be grounded.
How To Keep Insurance Premiums Low For A Teen Driver
You may be looking forward to the day that your teenager can finally drive, because you'll be done with the days of needing to shuttle them back and forth between different activities. You definitely are not looking forward to the increase in insurance costs though. Thankfully, there are some ways to keep those premiums low, even with a teenage driver in your home.
Add Them To Your Existing Policy
Insurance will always be cheaper when adding them onto your current auto insurance policy, rather than having them get a policy on their own.
Steps For Getting Your Teen Driver Set Up
Once your teenager comes of age and is able to drive, there are a couple of things to do to make sure that your child will be safe on the road. Here are some considerations for ensuring that your teen driver is well equipped on the road.
Choosing a Car
The first thing that you will contend with is choosing the right vehicle for your teenager driver. There are a few resources that you can consult to find safety ratings on any vehicle you consider, such as the Insurance Institute for Highway Safety's website.
Getting Car Insurance? 3 Mistakes You Should Avoid Making
If you're driving in the US, you need some form of car insurance to be able to take your car out onto the open road. Unfortunately, it can be confusing when it comes to what kind of insurance you should get. You don't want to spend a small fortune on an insurance policy that is overkill, but also want to make sure you are covered if an accident happens. As long as you avoid these mistakes, it will help you decide on the best policy.
Life Changes And Life Insurance: When To Consider Increasing Your Life Insurance Policy
Having a life insurance policy helps to pay for more than your final burial expenses. It helps your family to live the life that they have become accustomed to in the event that you pass away. However, many people do not realize that they should be adjusting the amount of their life insurance policies as they go through life changes. Here are three life changes you may experience in your life and why you need to increase your life insurance policy because of these changes.
3 Options That Can Help You Save Money On Auto Insurance
One of the hardest parts about having auto insurance is finding ways to keep the costs as low as possible without sacrificing coverage. Listed below are just a few options that are available to you that can help you get auto insurance discounts.
Drive Fewer Miles
A simple way to lower your auto insurance costs is to consider driving fewer miles every year. In many cases, auto insurance companies will offer lower rates to those drivers who put fewer miles on their cars every year.
Is It Possible To Insure A Car That's Not In Your Name?
It's possible to insure a vehicle that does not have your name on the registration. However, there are a few things you need to understand before you attempt it. You cannot just insure any car you want. It also matters which insurance company you deal with, and what state you live in.
Why Are You Insuring Someone Else's Vehicle?
There are any number of situations that can come up that can lead to you insuring another person's car.
Mine Subsidence Insurance: Additional Home Insurance Coverage
If your home was built above an abandoned coal mine, you may want to purchase extra insurance coverage. Neighboring properties that sit close to your home are at risk as well. Separate from a standard home insurance policy, state-subsidized insurance programs allow homeowners to insure against this peril at an added, yet affordable, cost.
Reason to Buy Mine Subsidence Insurance
Mine shafts that haven't been used in years can collapse, causing sinkholes and damage to structures sitting above ground.
Car Insurance Tips For Parents Of New Teen Drivers
When your teenager becomes the recipient of a driver's license, it is an exciting time for both your child and yourself. Along with this excitement comes the need to do some shopping around for car insurance so they can legally get behind the wheel to drive on their own. When it comes to car insurance for a new teen driver, many fear prices will be astronomical since their child is not yet experienced in driving extensively.