About Me
When I applied for my first life insurance policy, all of the talk about benefit amounts, revenue generation, investments, and beneficiaries had me somewhat confused. I remember wishing that I had known more about what it all meant before I applied. Once I found the policy I wanted, I decided to create a website that helped other people understand the fundamentals of life insurance and what all of those legal terms mean. I hope that this information helps you to choose the policy that's right for you with a clear understanding of the information you need to provide as part of the process.
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2015
Different Types Of Life Insurance Covers You Can Contemplate
For most people, navigating through the life insurance options that are available is like navigating through foreign territory. Not only can the jargon be confusing, but it may also be difficult to grasp the different policies that are available and what you qualify for. Here are a few of the different types of coverage that can be presented to you to help you figure out what would be the best life insurance policy for your needs.
Do You Have More Car Insurance Than You Really Need?
If you are tired of paying an arm and a leg each month for car insurance, now is a great time to take a few minutes to review your coverage options. You may just find that the reason your monthly premiums are so high is that you are carrying more coverage than you truly need. Taking the time to ask yourself the following questions can help you to determine whether or not this is the case, as well as help you to decide just how much car insurance you really need.
Ensure You Properly Insure Your Collectibles
If you are someone that loves to collect items that are rare and valuable, it is important to make sure that you insure them properly. It is important that you insure the items for their true value because if they are lost or damaged in a fire or disaster, the insurance company will only provide you with the value you insured the pieces for on your policy. The following guide walks you through how to properly insure collectibles.
Save Money On Your Car Insurance By Increasing Your Credit Score
Who doesn't want to save money on car insurance? And while you might think the best way to do it is hopping between car insurance companies who are competing for your business, there's a little more to it than that.
Surprisingly, your credit score actually plays a big role in your car insurance premiums, and many times an insurance company who is offering you a lower rate is doing it because your credit score has gone up since you signed up for your current car insurance policy.
When Your Home Is On Wheels: How Auto Insurance Only Covers So Much
Mobile homes, whether they are mobile or stationary, need coverage just like any other dwelling. If you financed your mobile home, your bank undoubtedly requires you to carry insurance since it protects both you and the bank against financial loss. When you frequently pick your home up and move all over the place, as is common with some careers that require regular relocation, it may be confusing as to what type of insurance you need--auto or home.
3 Tips For Reducing Auto Insurance
If you have a vehicle, you are legally required to purchase auto insurance. This will help protect your financial investment in the event you are in an accident. The cost to repair your vehicle can add up quickly and it's important you have the coverage to pay for any damages to your car and for any medical injuries that may happen.
Knowing specific tips that can help lower the amount of your monthly premiums can help reduce your costs year round:
3 Ways Your Next Home Can Lower Your Insurance Premium
When shopping for a new home, not only do you have to worry about the cost of your home, but the expenses that are included when being a homeowner. A major expense that you have to include in your home purchase is the cost of your homeowners insurance. This cost can be a big expense and you will likely be required to obtain this coverage by your mortgage lender, which is why you may want to consider ways to save on your insurance premium.
The Second Weaning -- Helping Your Children To Become Financially Independent
So your children have just graduated from college and will soon be starting their first "real" jobs. Until now, you've paid a majority of their bills, such as their car-related payments and their cell phone, but you're ready to change that. Of course, your children may not be able to take on all of their bills at once, but the following are a few ways you can help wean them from your financial bosom while also helping them to adjust to their new reality.