About Me
When I applied for my first life insurance policy, all of the talk about benefit amounts, revenue generation, investments, and beneficiaries had me somewhat confused. I remember wishing that I had known more about what it all meant before I applied. Once I found the policy I wanted, I decided to create a website that helped other people understand the fundamentals of life insurance and what all of those legal terms mean. I hope that this information helps you to choose the policy that's right for you with a clear understanding of the information you need to provide as part of the process.
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2015
Simple Steps To Make Filing A Claim With Your Homeowners Insurance Go Smoothly
Now that you're a homeowner, you want to make sure that your home insurance provides you with the maximum protection. There's no way of telling when you're going to suffer a loss that requires an insurance claim. If you ever do have to file a claim, you want to make sure you receive the coverage you're entitled to. Here are two things you should do to make your claim go as smoothly as possible.
Disaster Preparation Tips To Help New Small Business Owners
When you own a small business, you need to be practical about recognizing the risk of natural disasters. These types of events can be devastating to a business, particularly one that is ill-prepared to face it. The more proactive you are about preparing your business for a potential disaster, the better your chances will be of restoring what you lost and getting business flowing again afterward. Here are some tips that every small business owner needs to know about disaster preparation.
Why Your Business Needs Cyber Liability Insurance
Protecting your business from modern threats is complicated. Due to advances in technology, your business needs a variety of casualty insurance covers from companies like Welsh Agency Inc to properly protect it. As a business owner, you may need to acquire cyber liability insurance. If a computer hacker gains access to your system and steals customer information, including credit card numbers, you can face huge liability issues unless you are properly protected.
Need For Speed? Tips To Reduce Your Insurance Rates After Receiving Speeding Tickets
The purchase of a vehicle is exciting, but the operation costs associated to owning a vehicle can become overwhelming. Since you will be using this vehicle to run errands and commute to work or school, you may find yourself rushing and driving over the speed limit, resulting in expensive tickets and legal fees. Considering certain speeding tickets can cause insurance premiums to increase 93 percent, learning how to reduce these costs is smart.
4 Ways To Pay Less To Insure Your Teenager While Driving
Having a child is a great part of life. However, when your kid becomes old enough to drive, it can get expensive. The insurance costs of inexperienced drivers can be quite high. This makes it important for you to find effective ways to keep these costs down as much as possible. Being aware of some tips to help you do so is an ideal way to cut the expense of your auto insurance premiums.
Six Steps You Can Take To Keep Your Auto Insurance Rates Down
It may seem that the cost of your car insurance premiums go up and up- but is there anything you can do to make them go down? Most insurance carriers have incentives for those individuals that don't get in any accidents or get cited for traffic offenses. There are some other steps that you can take to keep your rates down, or that may prevent them from increasing every year.
4 Things to Consider When Comparing Health Insurance
Whether you are purchasing a new health insurance policy or you are switching insurance policies, you will want to ensure that you are getting a health plan that is best for you. This means looking at all your available options. Once you have found a few that meet some of your needs, here are four things you will want to consider:
The Monthly Premium: The monthly premium is simply the amount that you pay to hold the health insurance policy every month.
Top Benefits Of Putting Money Into An Annuity
If you have been looking at a few different ways to save money for your future, you might want to consider the benefits of an annuity. To help you with this, you will want to take a look at the following benefits. This way, you will have a much easier time making the best decision for your specific situation.
No Maximum Limits On Contributions
For anyone that has the desire to truly save as much money as they can for their retirement, an annuity might be the best way to go.
Does Your Vacation Home Have The Right Amount Of Property Insurance?
Whether you own a second home, have a timeshare, or are part of a home swap group, you need to make sure the property you use for vacations has adequate insurance coverage. While your regular homeowner's policy may cover your personal belongings, it probably won't cover any damage to the property you cause during an accident. If you have a mortgage on the property, there is probably some type of insurance required, but since it is not your primary residence, it will not be as inclusive as your homeowner's policy.
2 Reasons You Should Have A Life Insurance Policy
When preparing your estate you might be wondering if you need life insurance. Say you have a pretty good savings account, and so if something were to happen to you, you think that your family could live off of the money that you have set aside. Although it is great to have a savings account, life insurance has a unique set of benefits. Here are some of the reasons why you should still have life insurance even if you have a hefty savings account.