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Bet Your Life: The Basics Of Life Insurance

When I applied for my first life insurance policy, all of the talk about benefit amounts, revenue generation, investments, and beneficiaries had me somewhat confused. I remember wishing that I had known more about what it all meant before I applied. Once I found the policy I wanted, I decided to create a website that helped other people understand the fundamentals of life insurance and what all of those legal terms mean. I hope that this information helps you to choose the policy that's right for you with a clear understanding of the information you need to provide as part of the process.

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The Benefits Of Buying Insurance With An Agent Rather Than Online

Posted on December 22, 2016

Traditionally, if you needed to buy auto, home, or life insurance, you visited an insurance agent in their office. They listened to what your needs were and then put together an insurance policy that provided the coverage you needed at a price that fit within your budget. However, the Internet has changed that. These days, many people hop online, compare various policies and quotes and then buy the policy that most appeals to them without ever having to deal with a real person. [Read More]

One On One: Dealing With Death And Insurance Without A Spouse Or Children

Posted on December 21, 2016

While most people choose to pair up and most have children during the course of their life, some people like the lives that they lead alone. Those who are without children and a spouse can have just as much fun and fullness to their lives as others. One of the biggest issues with being a single is aging. Often, when a person ages and starts to have health issues, there is someone else there to help with the arrangements. [Read More]

How To Save Money On Auto Insurance If You Have A Bad Driving Record

Posted on December 20, 2016

Auto insurance rates are based on a person's risk level, and this means that someone with a bad driving record will pay more than a person with a good driving record. If your driving record is less than stellar, you might want to know what you can do to save some money on your car insurance. Time and good habits will help you improve your risk level, but there are a few things you might be able to do right now that may help. [Read More]

Convicted Of A DUI? Two Tips To Help You Get Affordable Car Insurance Protection

Posted on December 12, 2016

Few things can be as devastating to your car insurance premium rates as being convicted of driving under the influence (DUI.)  Although it may not be mandatory in your state that your insurer raise your rate, your DUI conviction makes you a higher risk motorist and providers often charge you more because of that risk.  While it may seem that there's nothing you can do to get a more reasonably priced insurance rate, you do have options. [Read More]